If January did you dirty, you’re not alone. We all started the year with high hopes, fresh resolutions, and ambitious budgeting plans. But before you could even say “new year, new me”, school fees, rent, increased fuel prices, and that one cousin who never forgets your number when he’s in need had already wiped your account clean.
Now, you’re looking at February like a stranded traveler eyeing a long, dry road with no hope in sight. Well, here’s how to survive February (including Valentine’s Day expenses) when January left you financially stranded.
Accept Your New Financial Status (At Least for Now)
First things first, let’s be honest with ourselves—you are broke. There’s no point pretending or trying to impress people who won’t give you urgent 2k later. Embrace your situation.
Start responding to every plan with:
- “Lemme check my schedule” (which is code for ‘do I have money for this?’)
- “Omo, my village people are testing me” (so they know your suffering is spiritual).
- “Let’s do it next month” (when, hopefully, salary or Sapa relief funds will drop).
Master the Art of Free Entertainment
Forget expensive brunch dates and owambe outings where you’ll just be collecting souvenirs and no food.
February is for free entertainment. Here’s how to have fun without spending money:
- Be an Event Crasher – Lagos has free events every weekend. Just dress well and walk in like you own the place.
- Visit Your Friends Who Have Netflix – Let them carry the streaming bill while you carry the remote.
- Join Religious Gatherings Strategically – Not just for spiritual growth, but for the free food and drinks at end-of-service fellowships.
- TikTok and Instagram Reels – 30 minutes here and you’ll forget you were even supposed to leave the house.
Become a Budgeting Guru
At this point, your motto should be: If it’s not essential, it’s not happening. Budget your funds like a Nigerian mom planning to buy Christmas clothes—strictly and with a deep sense of purpose.
- Cancel that gym subscription – Who are you deceiving? You know you haven’t gone since January 3rd.
- Cook your own food – Eating out is for people who still have “vex money.”
- Use transport alternatives – Trekking is cardio, plus you get gifts for walking 10k steps consistently if you join Fusion’s FitFeb. Don’t miss out! Also, hitching free rides builds your negotiation skills.
Survive Valentine’s Day Like a Pro
February 14th—the day capitalism ensures your account remains on life support. If you’re in a relationship, manage expectations early:
- Start preaching minimalist love: “Baby, love is not about material things; it’s about connection.”
- Promote home dates: “Let’s cook together and watch a movie. It’s more intimate.” (Translation: restaurant bills will not see me).
- If you’re single, congratulations! You have automatically dodged the biggest financial bullet of the month.
RELATED: Cheap Romantic Date Ideas In Lagos
Seek Alternative Income Sources (Because We Must Eat!)
If January humbled you, February is the time to think fast and make quick money. Some survival ideas:
- Sell your old items – That shoe you bought in 2019 that you never wore? Someone on Jiji will buy it.
- Freelance – If you can write, design, or even offer relationship advice, there’s money to be made online.
- Become a Content Creator on Fusion – Ditch those social platforms that never give you anything in return for your troubles. Create relevant posts consistently across Fusion’s communities and you just might be the next baller.
- Become a Vendor for Small Items – Selling recharge cards, thrift items, or chin chin to your colleagues can bring in daily urgent 2k cash.
Have Faith -Joy Is Coming!
No matter how tough it gets, always remember: Joy is on the way! Whether you’re expecting salary, allowance, or one miracle alert, keep hope alive.
In the meantime, stay away from unnecessary spending, borrow data instead of buying or ask your neighbour to share their hotspot, and remember: this suffering is only temporary.
By March, when you’ve recovered, you can go back to eating out and living large. But for now? Welcome to survival mode. 😭
If you’ve read this far, just know that you’re not alone. We’re all surviving February together.
Share this with your friends who need financial healing this month and invite them to join the Finance 101 community on Fusion.
Stay strong, stay frugal, and may your pockets recover swiftly!
Yours in management,
2,805 Responses
I love your blog.. very nice colors & theme. Did you make this website yourself or did you hire someone to do it for you? Plz answer back as I’m looking to construct my own blog and would like to know where u got this from. cheers
https://expresscarerx.org/# ExpressCareRx
MediMexicoRx: MediMexicoRx – MediMexicoRx
You have remarked very interesting details ! ps nice site.
I am forever thought about this, regards for posting.
I have been surfing on-line greater than three hours these days, but I by no means found any attention-grabbing article like yours. It’s pretty price sufficient for me. Personally, if all webmasters and bloggers made just right content material as you probably did, the net will be a lot more useful than ever before. “It’s all right to have butterflies in your stomach. Just get them to fly in formation.” by Dr. Rob Gilbert.
indianpharmacy com: indian pharmacies safe – indianpharmacy com
india pharmacy india online pharmacy buy prescription drugs from india
https://expresscarerx.online/# best online pharmacy levitra
Great tremendous things here. I?¦m very glad to see your article. Thanks a lot and i am having a look forward to touch you. Will you kindly drop me a mail?
https://medimexicorx.com/# MediMexicoRx
Hi there! This post could not be written any better! Reading through this post reminds me of my previous room mate! He always kept chatting about this. I will forward this article to him. Fairly certain he will have a good read. Thanks for sharing!
online shopping pharmacy india: IndiaMedsHub – online pharmacy india
I like this post, enjoyed this one thanks for posting. “What is a thousand years Time is short for one who thinks, endless for one who yearns.” by Alain.
https://indiamedshub.shop/# IndiaMedsHub
Thankyou for helping out, superb information.
viagra shanghai pharmacy keflex online pharmacy Viagra Soft Flavored
https://medimexicorx.com/# mexican border pharmacies shipping to usa
I haven?¦t checked in here for some time as I thought it was getting boring, but the last several posts are great quality so I guess I?¦ll add you back to my daily bloglist. You deserve it my friend 🙂
ExpressCareRx: cialis thailand pharmacy – ExpressCareRx
Hi! I could have sworn I’ve been to this blog before but after reading through some of the post I realized it’s new to me. Anyways, I’m definitely happy I found it and I’ll be bookmarking and checking back often!
ExpressCareRx: tesco pharmacy doxycycline cost – cialis cost pharmacy
I do love the manner in which you have presented this concern plus it does present us a lot of fodder for thought. On the other hand, because of just what I have personally seen, I only wish as the reviews stack on that people today stay on issue and don’t get started upon a tirade associated with the news of the day. Still, thank you for this outstanding point and while I do not necessarily agree with it in totality, I value your standpoint.
Its such as you learn my mind! You seem to know so much approximately this, such as you wrote the book in it or something. I feel that you could do with some percent to power the message home a bit, however other than that, this is wonderful blog. A great read. I’ll definitely be back.
http://expresscarerx.org/# guardian pharmacy ventolin
safe mexican online pharmacy cheap mexican pharmacy low cost mexico pharmacy online
Perfect work you have done, this internet site is really cool with great information.
buy concerta online pharmacy: custom rx pharmacy – medi rx pharmacy
It’s really a great and useful piece of information. I am glad that you shared this useful information with us. Please keep us informed like this. Thanks for sharing.
online vet pharmacy: zofran online pharmacy – ExpressCareRx
fantastic points altogether, you simply gained a new reader. What would you recommend in regards to your post that you made some days ago? Any positive?
https://expresscarerx.org/# pioneer rx pharmacy software
IndiaMedsHub online pharmacy india Online medicine home delivery
MediMexicoRx: buy from mexico pharmacy – legit mexico pharmacy shipping to USA
Way cool, some valid points! I appreciate you making this article available, the rest of the site is also high quality. Have a fun.
It’s actually a cool and helpful piece of info. I am happy that you simply shared this helpful information with us. Please stay us up to date like this. Thank you for sharing.
you are actually a excellent webmaster. The site loading speed is amazing. It kind of feels that you’re doing any distinctive trick. In addition, The contents are masterwork. you’ve performed a wonderful job on this subject!
https://indiamedshub.shop/# indian pharmacy online
http://indiamedshub.com/# IndiaMedsHub
wholesale pharmacy online pharmacy in turkey ExpressCareRx
isotretinoin from mexico: legit mexican pharmacy for hair loss pills – MediMexicoRx
https://medimexicorx.com/# MediMexicoRx
I like your writing style truly loving this web site.
IndiaMedsHub: top 10 online pharmacy in india – Online medicine order
MediMexicoRx order from mexican pharmacy online MediMexicoRx
It’s hard to find educated individuals on this topic, however you sound like you know what you’re speaking about! Thanks
MediMexicoRx: MediMexicoRx – MediMexicoRx
http://medimexicorx.com/# pharmacies in mexico that ship to usa
Whats Happening i am new to this, I stumbled upon this I’ve discovered It absolutely useful and it has aided me out loads. I hope to contribute & aid different users like its aided me. Good job.
https://medimexicorx.com/# reputable mexican pharmacies online