I honestly don’t know why in Nigeria, getting your money back from a debtor is a full-time job. Some people borrow with no intention of paying, and some even get angry when you ask for your own money!
If you want to collect your money without turning it into an episode of Crime & Justice Lagos, I’ve got the perfect strategies for you. You’ll need a pen and paper for this one.
The Friendly Reminder Approach
This is for those who still have faith in humanity.
Just send your debtors a message like this: “Hey bro, just checking in. Hope you’re good? By the way, about that small 50k, when should I expect it?”
Your debtors will probably promise you next week and guess what?Next week will come and go like fuel scarcity, and the money will still be missing. But at least you asked nicely.
The Passive-Aggressive Approach
This is when you are tired of asking directly and want to start sending signals.
You go on WhatsApp and update your status:
“If you owe me money, and you’re still posting ‘God when’, just know say God pass you.”
Or on Twitter:
“Some people will be forming rich but cannot pay small 20k. Lmao, God is watching you in 5D.”
If they have a conscience, they will reply: “Bros, are you talking about me?”
Congratulations, you now have their attention.
The Nigerian Parent Method
When all else fails, turn to emotional manipulation.
You: “Bros, I take God beg you, no let me disgrace my family. My landlord don give me quit notice. Na only your money I dey wait for.”
Debtor: “Haba, no be so na! You be my guy. Just give me small time.”
At this point, you have entered ‘is coming’ mode. But at least, they now feel bad.
The ‘Man of God’ Strategy
This one works if your debtor is religious.
You: “Baba, I just finished a powerful prayer session, and your name dropped in my spirit. The Holy Spirit said I should tell you something about a ‘pending debt’.”
“My brother, settle your debts so that the heavens can open for you.”
At this point, they will either pay you or start binding and casting you. Either way, progress has been made.
The ‘Visit Them Unexpectedly’ Approach
If your debtor has been avoiding your calls, it’s time to take it to the next level. No announcement. Just land at their house. Unannounced.
You: “My gee! Surprise visit! How far?”
Debtor (sweating): “Ah! You for tell me say you dey come na!”
You: “No wahala, I just say make I show. By the way, about that my money…”
Now, they have nowhere to run.
The Fake Giveaway Trap
This is highly effective on social media.
You post: “Giving away 50k to the first person to send me their account number. Let’s spread love!”
Debtor will immediately comment: “Odogwu, bless me!”
You: “Lol. Pay my 50k first, then we go talk.”
Game over. Checkmate.
The ‘Village People Are Watching’ Strategy
This is the last card you pull when all else fails.
You: “My guy, how far? Hope all is well? I just dream say you dey carry pot of soup and your leg swell.”
Debtor: “Jesus! What does it mean?”
You: “I don’t know, but e be like say e get something you never settle. Think well…”
They will send your money before midnight.
Getting your hard-earned money from a debtor is a special skill.
When they needed the loan, they were calling you “Odogwu”, “Boss”, and “My chairman”. The moment it’s time to pay back? Suddenly, they are busier than Dangote, and their excuses are longer than Third Mainland Bridge.
But with these tested and trusted strategies, you just might get your money back without breaking a single bottle.
I wish you all the best in your “peaceful debt-collecting venture.” May your accounts be credited, and may your friends stop using your money to do ‘soft life’ on Instagram.
If any of these strategies work for you, don’t gate-keep! Rush over to the Finance 101 community on Fusion and tell us all about it.
3,171 Responses
EverGreenRx USA: EverGreenRx USA – EverGreenRx USA
https://evergreenrxusas.shop/# does tadalafil work
I keep listening to the news lecture about getting free online grant applications so I have been looking around for the best site to get one. Could you tell me please, where could i find some?
https://evergreenrxusas.shop/# EverGreenRx USA
https://evergreenrxusas.com/# EverGreenRx USA
EverGreenRx USA: EverGreenRx USA – cialis 5mg daily
buy liquid cialis online EverGreenRx USA EverGreenRx USA
EverGreenRx USA: best price for tadalafil – cialis canada pharmacy no prescription required
I like this weblog its a master peace ! Glad I discovered this on google .
EverGreenRx USA: cialis dapoxetine australia – max dosage of cialis
EverGreenRx USA EverGreenRx USA buy generic cialis online
http://evergreenrxusas.com/# buy generic cialiss
Someone essentially help to make seriously posts I would state. This is the first time I frequented your website page and thus far? I amazed with the research you made to make this particular publish extraordinary. Wonderful job!
https://evergreenrxusas.shop/# EverGreenRx USA
In the grand pattern of things you secure an A+ just for hard work. Where you lost everybody ended up being in your facts. As they say, details make or break the argument.. And it couldn’t be more accurate right here. Having said that, let me say to you exactly what did work. The writing is certainly highly convincing and this is possibly the reason why I am making the effort to opine. I do not make it a regular habit of doing that. Second, even though I can notice the leaps in logic you make, I am definitely not sure of how you appear to unite the details which make the conclusion. For right now I will subscribe to your point however hope in the foreseeable future you actually link your facts better.
https://evergreenrxusas.com/# EverGreenRx USA
I wanted to thank you for this great read!! I definitely enjoying every little bit of it I have you bookmarked to check out new stuff you post…
EverGreenRx USA EverGreenRx USA EverGreenRx USA
order cialis online: EverGreenRx USA – EverGreenRx USA
EverGreenRx USA: buy cheap tadalafil online – cialis how to use
http://evergreenrxusas.com/# EverGreenRx USA
I’m not that much of a online reader to be honest but your blogs really nice, keep it up! I’ll go ahead and bookmark your site to come back later. Cheers
https://evergreenrxusas.com/# EverGreenRx USA
http://evergreenrxusas.com/# generic tadalafil 40 mg
cialis daily vs regular cialis: EverGreenRx USA – cialis daily vs regular cialis
Some really nice and utilitarian information on this internet site, also I conceive the layout holds superb features.
http://evergreenrxusas.com/# cialis manufacturer coupon 2018
There is noticeably a bundle to know about this. I assume you made certain nice points in features also.
BluePill UK https://meditrustuk.shop/# discreet ivermectin shipping UK
order viagra online safely UK: viagra discreet delivery UK – fast delivery viagra UK online
https://intimacareuk.shop/# cialis online UK no prescription
Its great as your other content : D, thanks for posting. “Too much sensibility creates unhappiness too much insensibility leads to crime.” by Charles Maurice de Talleyrand.
generic sildenafil UK pharmacy http://mediquickuk.com/# MediQuick UK
https://intimacareuk.shop/# IntimaCare UK
Appreciating the hard work you put into your website and detailed information you offer. It’s nice to come across a blog every once in a while that isn’t the same outdated rehashed information. Fantastic read! I’ve saved your site and I’m including your RSS feeds to my Google account.
http://meditrustuk.com/# safe ivermectin pharmacy UK
viagra online UK no prescription https://meditrustuk.shop/# MediTrustUK
MediTrust MediTrustUK ivermectin cheap price online UK
http://meditrustuk.com/# ivermectin tablets UK online pharmacy
I haven’t checked in here for some time since I thought it was getting boring, but the last few posts are great quality so I guess I will add you back to my daily bloglist. You deserve it my friend 🙂
of course like your web-site but you have to take a look at the spelling on several of your posts. Many of them are rife with spelling problems and I in finding it very troublesome to inform the truth then again I’ll definitely come again again.
https://meditrustuk.shop/# MediTrust UK
viagra discreet delivery UK http://meditrustuk.com/# discreet ivermectin shipping UK
Hmm it seems like your site ate my first comment (it was super long) so I guess I’ll just sum it up what I wrote and say, I’m thoroughly enjoying your blog. I too am an aspiring blog blogger but I’m still new to everything. Do you have any points for rookie blog writers? I’d definitely appreciate it.
I was very pleased to find this net-site.I wished to thanks for your time for this excellent read!! I positively having fun with every little bit of it and I have you bookmarked to take a look at new stuff you weblog post.
https://bluepilluk.shop/# viagra discreet delivery UK
cheap UK online pharmacy order medicines online discreetly cheap UK online pharmacy
BluePill UK http://mediquickuk.com/# generic and branded medications UK
Does your website have a contact page? I’m having trouble locating it but, I’d like to shoot you an e-mail. I’ve got some recommendations for your blog you might be interested in hearing. Either way, great site and I look forward to seeing it develop over time.
IntimaCare UK: buy ED pills online discreetly UK – IntimaCare UK